👥 Group Benefits for Small Business Owners: Why It’s a Smart Move for Growth & Retention

👥 Group Benefits for Small Business Owners: Why It’s a Smart Move for Growth & Retention

By TiKi Wealth | Insurance & Investment Broker

As a small business owner in Canada, offering Group Benefits may seem like something only large corporations can afford—but the truth is, it’s more accessible than ever, and it could be the smartest investment you make in your business.

At TiKi Wealth, we help business owners like you design affordable, customized group plans that protect your team, reduce turnover, and attract top talent—without breaking the bank.

🔹 What Are Group Benefits?

Group Benefits are insurance and wellness plans provided by employers to their employees. They often include:

• 🏥 Extended Health & Dental Coverage

• 🧠 Mental Health Support (EAPs)

• 🏦 Group Life & Disability Insurance

• 👓 Vision & Paramedical Services

• 💳 Health Spending Accounts (HSA/WSA)

You can offer these benefits tax-efficiently, and your team gains peace of mind.

🔹 Why Should Small Businesses Offer Group Benefits?

Here’s why more Canadian small businesses are adding benefits plans:

✅ Attract & Retain Top Talent
Competitive benefits give you an edge when hiring and keep your top performers loyal.

✅ Boost Productivity & Morale
Healthy, protected employees are more motivated and focused at work.

✅ Tax Advantages for Employers
Most premiums are tax-deductible business expenses.

✅ Flexible & Scalable
Plans can start with just 2–3 employees and grow with your business.

✅ Employee Loyalty
Offering benefits shows that you care—building trust and long-term commitment.

🔹 Real Client Example

Sarah runs a growing digital marketing agency in Kelowna with 6 employees. TiKi Wealth helped her set up a custom Group Benefits Plan including dental, vision, and life insurance—with wellness add-ons for under $150/month per employee.

✅ Staff satisfaction increased
✅ She hired two new employees faster
✅ She claimed the premiums as business expenses

Now, Sarah’s team is stronger—and her business is more competitive.

🔹 Group Benefits Options We Offer

At TiKi Wealth, we partner with top insurers and benefit providers across Canada. Your options include:

• 💼 Traditional Group Benefits Plans

• 🧾 Health & Wellness Spending Accounts (HSA/WSA)

• 🏢 Executive Benefits & Key Person Insurance

• 🧮 Customized Solutions for Corporations, Startups, & Contractors

📄 Ready to Get Started?

👉 Request a Group Benefits Quote
📅 Schedule Your Free Benefits Consultation

TiKi Wealth – We Help You Protect What Matters Most.

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