Super Visa Insurance: Why It’s Mandatory and Where to Buy the Right Coverage

Canada’s Super Visa program is a popular option for Canadian citizens and permanent residents who want their parents or grandparents to stay with them for extended periods. Unlike regular visitor visas, the Super Visa allows eligible family members to remain in Canada for up to 5 consecutive years—without the need to renew their status frequently.

However, one of the most important and non-negotiable requirements for a Super Visa is valid medical insurance. In this article, TikiWealth breaks down why Super Visa Insurance is mandatory, what it covers, and where to buy it smartly to save both money and time.

What Is Super Visa Insurance?

Super Visa Insurance is a mandatory travel health insurance policy for applicants of the Super Visa. To qualify for a Super Visa, applicants must purchase:

• A Canadian insurance policy,

• With a minimum coverage of $100,000 CAD,

• Valid for at least 1 year from the date of entry,

• And must include emergency medical coverage.

This insurance proves that the visitor won’t be a financial burden on Canada’s public healthcare system during their stay.

Why Is It Mandatory?

There are several key reasons why Super Visa Insurance is required:

1. Protects Canada’s Healthcare System
   Since Super Visa holders are not eligible for public healthcare, private insurance ensures they won’t rely on taxpayer-funded services.

2. Safeguards Sponsors (Family Members in Canada)
   Without insurance, medical costs could reach tens of thousands of dollars—posing a significant financial risk to the sponsoring family.

3. Improves Visa Approval Chances
   A valid insurance certificate shows the applicant has made serious, responsible preparations, which strengthens their visa application.

What Does Super Visa Insurance Typically Cover?

A comprehensive Super Visa Insurance policy usually includes:

• 🏥 Emergency medical treatment

• 🚑 Ambulance services and hospitalization

• 💊 Prescription medications

• ✈️ Medical evacuation or repatriation

• 🪦 Repatriation of remains in case of death

• 📞 24/7 multilingual emergency assistance

Premiums vary based on age, health condition, and provider, typically ranging between $800 to $2,500 CAD per year.

Where to Buy Super Visa Insurance?

👉 TikiWealth – Trusted Super Visa Insurance Advisor

At TikiWealth, we partner with leading Canadian insurance companies like:

• Manulife

• Sun Life

• GMS

• 21st Century

• And more…

We offer:

✅ Free consultation and expert comparison of policies

✅ Help finding the most cost-effective and compliant coverage

✅ 100% online application and fast processing

✅ Immediate access to the insurance certificate required for your Super Visa application

What to Watch Out for When Buying Super Visa Insurance

✔️ Choose a full 365-day policy—even if your relative plans to stay for only a few months.

✔️ Ask about refund policies in case the visa is denied.

✔️ Disclose all pre-existing conditions truthfully to avoid claim denials.

✔️ If your family plans to enter and exit Canada multiple times, select a plan with multi-entry flexibility.

Final Thoughts

Super Visa Insurance is not just a visa requirement—it’s a vital financial protection for your loved ones and yourself. Choosing the right provider helps you avoid surprise costs and ensures a smooth, worry-free visit to Canada for your parents or grandparents.

TikiWealth is here to help you every step of the way—from comparing plans to issuing a valid insurance certificate in minutes.